Having trouble with repayments? Struggling with debts?

Discover how to get back in control of your debts with Bankruptcy Australia

Bankruptcy Prevention

Bankruptcy can have serious long term consequences and should only be considered as a last resort. If you are deep in debt and considering bankruptcy you should talk with Bankruptcy Australia first to find out what options are available to ease the debt burden and make it easier for you to get in control of your debts.

Debt Agreements

A debt agreement is simply a negotiated agreement with your creditors specifying how you can repay your debts. It usually involves:

• repayments less than the full amount of all your debts;
• periodic repayments to your creditors, either weekly, fortnightly or monthly
• a repayment plan that takes into account your income and budget

Debt Consolidation

Debt consolidation is the process of combining high interest debt into one lower repayment and interest loan.

The benefits of a debt consolidation loan may include:

• Eliminating high interest debt
• Lower overall interest rates
• Lower repayments

Mortgage Refinance

This is similar to a debt consolidation loan except that the high interest debts (like credit cards and personal loans ) are combined into your mortgage to give you a lower overall interest rate.

The benefits of mortgage refinance may include:

• One easy monthly repayment
• Eliminating high interest debt
• Lower overall interest rates
• Eliminating arrears on your mortgage

Business Loans & Inventory Finance

Having problems managing your cash flow?

CALL US TOLL FREE ON 1300 305 081 to discuss what debt relief options are available in your situation. The consultation is free and may assist you to reduce your debts and avoid bankruptcy.